Andrew Meng Wee Koh is the deputy general manager and regional head of risk at Habib Bank Ltd, Singapore. He is a notable thought leader, industry trendsetter, fin-tech champion and risk management expert with 30 years of working experience covering banking, finance, cards and payment sectors. He has worked in various risk management roles, along with cross-functional roles in audit, compliance, fraud risk and technology risk management. Throughout his working years, he has engaged with board members, directors, C-suite executives, industry experts from central banks, government bodies, financial institutions, major corporations in global conferences. He has published articles covering blockchain technology, cyber-risk, enterprise risk management and investment related management articles. An avid lifelong learner, he is a graduate from world class universities: New York University (Leonard N. Stern School of Business), Amsterdam Institute of Finance; Hong Kong University of Science and Technology; University of Manchester (Manchester Business School) and University of London. In 2020, he was awarded a PhD in finance from a private French university, Ecole Supérieure Robert de Sorbon, through Validation des Acquis de l'Expérience. His outstanding contributions to the advancement of education, social progress and development have won him global accolades.